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For this Discussion Question, complete the following.
1. Review the two articles about bank failures and bank diversification that are found below this. Economic history assures us that the health of the banking industry is directly related to the health of the economy. Moreover, recessions, when combined with banking crisis, will result in longer and deeper recessions versus recessions that do occur with a healthy banking industry. 

https://www.richmondfed.org/~/media/richmondfedorg/publications/research/economic_quarterly/2005/winter/pdf/walter.pdf
2. Locate two JOURNAL articles which discuss this topic further. You need to focus on the Abstract, Introduction, Results, and Conclusion. For our purposes, you are not expected to fully understand the Data and Methodology.  
3. Summarize these journal articles. Please use your own words. No copy-and-paste. Cite your sources.

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